The threat of losing your home to foreclosure can be overwhelming. However, if you take action right away with the help of an experienced real estate lawyer, it may be possible to avoid foreclosure and get your payments back on track so you can save your home.
I am Harold A. Steuerwald, a Suffolk County foreclosure defense attorney serving clients throughout Long Island. I have an in-depth understanding of the New York laws governing the mortgage foreclosure process, as well as the federal laws impacting mortgage modification.
If you have fallen behind on your mortgage payments, your lender may have a legal right to repossess your property. However, it must follow the correct procedures in order to do so, and as a borrower in default, you still have legal rights and practical options.
I represent clients who are concerned about going into default and being foreclosed on, as well as those who are already in foreclosure. Whatever your situation, I will carefully evaluate the facts of your case and work with you to find solutions, which may include the following:
It is important to know that there is no quick fix for foreclosure. Beware of anyone who promises to stop foreclosure with just one phone call. Some tactics, such as putting you in bankruptcy, could have long-term consequences without ultimately preventing foreclosure.
Fighting foreclosure is a complex process requiring a considerable amount of time and work. I have the experience to identify and pursue meaningful opportunities for keeping your home. To schedule a free consultation, please contact my Suffolk County office at 631-286-0800.